 Robert has over 10 years of experience in consumer finance sector gained in domestic and international markets. He started his career with Provident Polska S.A. and then joined the international credit division of Provident Financial Plc (international money lender serving low-income segment). He also worked for Ultimo Sp. z o.o. (leading debt recovery company in Poland).
In his professional career Robert has been engaged in many business development projects including international market expansion (Asia and Europe), creating and implementing new products (short-term loans) and building field debt recovery structures. He was also responsible for building and management of regional sales structures in selected regions of Poland.
Robert has graduated from University of Warsaw, Faculty of Management and holds Master Degree in Management Studies. He also holds Executive MBA Degree awarded with distinction by University of Bradford (United Kingdom) and Kozminski University (Poland).
His spare time activities include swimming and travel. |
| Ultimo Sp. z o.o. www.ultimo.pl |  | | Field Collection Project Director Leading Polish debt recovery company owned by Advent International Private Equity fund. | more info  | - Overall responsibility for creation of innovative field debt recovery business concept (based on local self-employed collection agents)
- Created the project financial model, profitability simulations and managed the project budget
- Created all business processes, procedures and support tools
- Hired and managed all managers and support staff
- Worked closely with all other debt recovery departments in the company to optimize the debt recovery processes
|
| Provident Financial Plc www.providentfinancial.com |  | | Research & Development Manager
International Credit Division A publicly traded (LSE) international money lender serving low-income customers. The company entered five international markets (Poland, Czech Republic, Slovakia, Hungary and Mexico) before it demerged into two separate entities (International Personal Finance and Provident Financial Group). | | more info | - Key member of the international development team responsible for international market expansion of the Provident Financial
- Conducting desktop and in country research projects (South-East Asia and most of the countries in Europe)
- Preparation of the business cases and reports with recommendations regarding new countries to enter and products to offer
- Close cooperation with various external international business advisors in researched countries (PWC, E&Y, CMS, Monitor Group)
- Member of many business development project teams
|
| Provident Polska S.A. www.provident.pl |  | | Business Development Manager The largest non-bank money lender operating in Poland, offering low value loans to sub-prime segment of the market. The company operates in Poland through a network of 10 000 representatives. | | more info | | Held various Senior Management positions in Sales Department, Business Development Department and Business Support. - At the initial stages of Provident’s presence in Poland, Robert was responsible for building and managing the sales network in the south-west part of Poland.
- Recruited, trained and managed sales staff and agents in the opened branches
- Robert was also responsible for management of complex projects related with development of new loan product initiatives in Poland
- Built and managed back office (administration) department and internal control functions (separate business units unrelated to the core business)
- Responsible for creation of the business Information System (business requirements and writing the project support IT system)
- Created business processes and procedures for the new products
- Adapted the project pilot to the new legislative changes (implementation of the maximum rate cap)
- Responsible for building sales management team of the new products project
|
 | | MBA European Master of Business Administration. Graduated with Distinction. |
| more info | | A joint Executive MBA degree program of University of Bradford and Kozminski University. |
 | | MA Master in Management Studies | |
